Articles
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I've paid bitcoin tax exactly once in thirteen years.
Notes on a subject the internet has made to sound far cleverer than it needs to be — the strategies I studied, the ones I walked away from, and the boring thing that actually works.
A 2013 holder on bitcoin taxes without the optimization theater: why a patient holder's tax life is mostly non-events, what tax-loss harvesting and Puerto Rico's Act 60 actually cost, and the few boring choices that do the real work. Not tax advice — an honest inventory.
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I've sold bitcoin exactly once in thirteen years. It bought our house.
A third of our family's wealth sits in one asset. That was never the plan. Notes on the treasury policy I pretend to have.
A 2013 holder on bitcoin as family treasury: how an allocation nobody designed became a third of everything, the one sale in thirteen years, the trim rule that has never fired, and why the firewall matters more than the percentage.
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I'm waiting for my son to figure out cold storage on his own.
He knows I hold bitcoin. He doesn't know how much. I want to tell him — but not until he earns the one thing I can't give him.
A 2013 holder on the hardest question in bitcoin parenting: when do you tell your kids? Not when they're old enough — when they've proven they won't lose it. And the difference between those two things is everything.
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My partner can't access my bitcoin. I've known this for years.
The security I built to protect my family is the same thing that locks them out.
Most bitcoiners haven't solved inheritance. Not because the tools don't exist, but because we keep postponing the conversation. A 2013 holder on why bitcoin inheritance is a system design problem, not a training problem.